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Previous Work Done by the IVP SIG
General
Welcome to the COVESA In Vehicle Payments Birds of a Feather!
Monthly Meeting: Third Thursday of every Month, 9-10am PT, 12-1pm ET, 6-7pm CET (Zoom Link) (Subscribe to Community Calendar to stay up to date)
Slack: Join COVESA Community Slack Workspace (https://covesacommunity.slack.com) - Channel: in-vehicle-payments
Charter
Wallet Project Charter
Antitrust
Before we begin, we would like to make clear that COVESA is committed to compliance with the antitrust laws in all of its activities, and that it expects all participants to similarly comply with the antitrust laws. We will not engage in--and members must refrain from--any discussion of, or understandings regarding competitively sensitive topics. If you have any doubts regarding whether a matter is appropriate for discussion, please consult with your antitrust counsel.
Open and Royalty-Free
Further, COVESA aspires to be an open and royalty-free organization. The discussions and contributions made during this session are governed by the COVESA Intellectual Property policy. If you are unfamiliar with that policy, please review it in detail prior to making any contribution that reads upon a patent.
Agenda & Meeting Notes
20th March 2025
- List of attendees
- Paul Boyes (COVESA)
- Mike Nunnery (COVESA)
- Jens Kohnen (Starfish)
- Jeff Wong (Mavi)
- Sri Palacharla (GM)
- Gina McNamara
- Nick Telford-Reed (Endava)
- Sundar (Ultraviolette)
- AMM Sessions related to IVP
- Panel & Fireside Chat: Duration 1hr
- Active Participants (confirmed): Mavi, Starfish, Appsfactory, Worldpay, Infineon
- Active Participants (pending confirmation): OEM brand, FIDO, Vehicle App Store brand
- Working Group Session: 1hr
- Add. Participants: Verra Mobility, Pair Point, Sheeva AI, et al.
- Panel & Fireside Chat: Duration 1hr
- Next steps:
- Confirm active participants (by 28 March) (→ Jens)
- Update Agenda and description (→ Mike)
- Initiate topic line-up and discussion points (→ Jens)
- Prepare workshop detailed agenda and discussion points (→ Jeff & Jens)
20th February 2025
- Welcome and introduction
- Statement on Antitrust and open and royalty-free. For further details: Antitrust and Open Statements
- CES COVESA Reception Recap
- Outlook Events
- IAA Mobility Munich, 9.-14. September 2025 (https://www.iaa-mobility.com/)
- COVESA AMM (14-15 May 2025, Berlin) - Thought leadership sessions and workshop
- General info: Technical track: AMM 202505 Technical Track Session Proposals
- Content proposals for the Thursday IVP sessions:
- IVP Experts panel discussion - potential topics:
- User Experience regarding services being explored and used in vehicle
- Owner of the wallet (OEMs, service providers)
- FIDO Automotive Study Group: Automotive White Paper https://fidoalliance.org/
- Plug&Charge Demo
- IVP Partnership Demo and Showcase: Starfish's In-Vehicle Wallet & Mavi OnMyWay Commerce)
- Working session: Vehicle Wallet onboarding, card binding, authentication
- IVP Experts panel discussion - potential topics:
- Status White Paper
- List of participants
19th of December 2024
- Welcome and introduction
- List of participants
- Paul Boyes (COVESA)
- Jens Kohnen (Starfish)
- Nick Telford-Reed (Endava)
- Update on the in-car payment white paper progress
- Next steps: Further identify and outline the IVP applications
- Here is a link to the IVP whitepaper
21st of November 2024
- Welcome and introductions
- Discuss in-car payments wiki
- DOC (First version of the white paper)
15th of August 2024
- Welcome and introduction
- AMM 24-26th September
- Thought leadership session incl. panel discussion
- Implementation approaches from OEM
- Important verticals
- Potential output/ publication: IVP State of the industry
- Thought leadership session incl. panel discussion
18th of July 2024
- Welcome and introduction
- List of participants
- Jens Kohnen (Starfish)
- Vamsi Putrevu (Mavi.io)
- Paul Boyes (COVESA)
- Maria Trudgeon (GM)
- Richard Fernandes (GM)
- Hatem Azzouni (Harman)
- Ted Guild (Geotab)
- Mike Nunnery (COVESA)
- List of participants
- Upcoming AMM (24-26th September)
- Showcase event 25th evening
- IVP Thought leadership session 25th
- IVP Project workshop session 25th
- Update from FIDO alliance and in-vehicle payments
20th of June 2024
Meeting canceled
16th of May 2024
- Welcome and introduction
- List of participants
- Brief introduction of members, their role, and organization they represent and their stake regarding in-vehicle payment
- Recap All Member Meeting
- Key takeaways
- "What is happening in-vehicle payment" at the moment
- Outlook - Future topics to work on in this group
- Foundational topics
- Definition of "a wallet"
- Foundational topics
21st of March 2024
- Welcome and introductions
- List of participants
- Brief introduction of members, their role, and organization they represent.
- All Member Meeting in April
- Discussion of topics for the thought leadership session on April 18th 2pm
- Payment Authentication in car
- Document and understand regulations from different regions
- In-Vehicle commerce - Payment via phone vs car
- Payment credentials on device vs on cloud
- Alternative Payment Methods / Non card payments
- Business models of In-Car Payments Payments
- Current panelist are joining from
- Starfish
- Mavi.io
- Endava
- Aptiv
- Further panelists and thought leaders are highly welcome - please reach out to Jens Kohnen (jens@starfish.team)
- The working session of the IVP group will be held on April 18th 3:15pm
- Discussion of topics for the thought leadership session on April 18th 2pm
- Next steps
- During the AMM the problem statements for the working group will be aligned and started to be worked on
- Next events
- COVESA All Member Meeting
April 16-18, 2024
Gothenburg, Sweden - Next IVP Call
16.05.2024
- COVESA All Member Meeting
15th of February 2024
- Welcome and Introductions
- List of participants
- Brief introduction of each member, their role, and organization they represent.
- Objectives and expectations towards the IVP group
Recap and discussion on problem statements to be tackled within this group
Proposal 1: Standard for OEM and Third-Party Integration
(as combination of the first 2 we discussed last time):Problem Statement:
Automotive Original Equipment Manufacturers (OEMs) encounter significant challenges in incorporating third-party service providers into their in-car entertainment ecosystems, compounded by the lack of a standardized approach for the integration of payment, billing, invoicing, and master data exchange processes. This complexity is further exacerbated when attempting to create a uniform API interface that allows third-party applications to conduct transactions for various use cases such as parking, charging, and purchasing food directly from the vehicle's interface. The absence of an industry-wide standard leads to each OEM and third-party provider independently tackling these issues, resulting in inefficiencies and a disjointed user experience.Solution Proposal:
The proposed initiative aims to tackle the dual challenges faced by OEMs and third-party service providers by establishing a common industry standard that not only streamlines the integration of services into in-car entertainment systems but also defines a standard API interface for third-party apps. This standard will facilitate seamless payment, billing, invoicing, and master data exchange, alongside ensuring technical integration is both efficient and scalable. By doing so, it will enable a consistent and user-friendly interface for in-car transactions across various services and applications, enhancing the overall digital experience within vehicles.Potential Action Items:
Convene a working group consisting of representatives from automotive OEMs, third-party service providers, app developers, and tier 1 suppliers to collaboratively define the scope and specifications of the proposed industry standard.
Develop a comprehensive framework for the standardization of payment, billing, invoicing, and master data exchange processes, including technical integration guidelines.
Define a uniform API interface that can be implemented by OEMs and/or app stores, ensuring compatibility and ease of integration for third-party applications.
Proposal 2: In-Car Wallet Interface for Apps:
Problem statement:
OEMs face a challenge in standardizing an API interface that 3rd party apps can access to conduct payments usecases such as parking, charging, buying food etc.Solution Proposal:
Define a standard interface (APIs) that will be implemented by the OEM and/or app stores and tier 1s
Proposal 3: Relevant payment methods
Problem statement:
Validate if other payment methods than credit cars play a relevant role to be implemented as method for in-car payment
Proposal 4: OTA
Problem statement:
OEM face the issue that updates / replacements of rolled-out applications in vehicles is a problem. Typically not all relevant vehicles are updated and OTA.Solution proposal: Define a consensus on huch much payment credential is stored in the vehicle vs. the cloud with all the implication to security, authentication, etc. .
- Next steps
- Group members to reflect on the problem statement the IVP group is aiming to work on
- During next IVP call, the topic shall be defined and the agenda for the group workshop during the AMM working session shall be defined
- Next events
- COVESA All Member Meeting
April 16-18, 2024
Gothenburg, Sweden - Next IVP Call
21.03.2024
- COVESA All Member Meeting
18th of January 2024
- Permission to record the call was given.
- Welcome and Introductions
- List of participants
- Jens Kohnen (Starfish)
- Vamsi Putrevu (Mavi.io)
- Paul Boyes (COVESA)
- Mike Nunnery (COVESA)
- Maria Trudgeon (GM)
- Richard Fernandes (GM)
- Robert Bronninger (BMW)
- Michael Gross (Endava)
- Henry Bauer (Endava)
- Paula Silverthorn (Endava)
- Emilian Stoilkov (QaiWare)
- Georgi Radev (QaiWare)
- Brief introduction of each member, their role, and organization they represent.
- Objectives and expectations towards the IVP group
- List of participants
- Proposed problem statements to be tackled within this group:
- Proposal 1:
- Problem Statement: OEMs face a challenge in integrating third-party service providers into their in-car entertainment systems, necessitating a complex process that involves payment, billing, invoicing, and master data exchange, along with technical integration between the entities. This issue is compounded by the lack of a standardized approach, resulting in each automotive OEM and third-party provider independently grappling with the same problem.
- Solution proposal: To address the prevalent challenge faced by OEMs and third-party service providers in integrating services into in-car entertainment systems. This project aims to establish a common industry standard to streamline payment, billing, invoicing, master data exchange, and technical integration processes.
- Action items:
- Proposal 2:
In-Car Wallet Interface for Apps:
Problem:
OEMs face a challenge in standardizing an API interface that 3rd party apps can access to conduct payments usecases such as parking, charging, buying food etc.- Solution Proposal:
Define a standard interface (APIs) that will be implemented by the OEM and/or app stores and tier 1s
- Proposal 3:
- Validate if other payment methods than credit cars play a relevant role to be implemented as method for in-car payment
- Proposal 4:
- Problem statement: OEM face the issue that updates / replacements of rolled-out applications in vehicles is a problem. Typically not all relevant vehicles are updated and OTA.
- Solution proposal: Limit the app exposure in the vehicle and hold as much of logic and code as possible in the backend. As proposal for this group it should be discussed and an overall architecture approach which caters for this problem and defines how 3rd party app provide their solution → Frontend vs. Backend Integration.
- Next events
- COVESA All Member Meeting
- April 16-18, 2024
Gothenburg, Sweden - Call to action: Participants and potential working group
- April 16-18, 2024
- IVP Group call: February 15, 2024
- COVESA All Member Meeting
- Action item: The participants agreed on further elaborate on the problem statements in the next IVP call.
- Proposal 1:
14th of December 2023
- Who will be at CES? And, what are you doing?
- mavi.io will be there all week
- Starfish will be there
- Should we meet at CES?
- Have presence at booth at CES with QR code to register contact info for updates
- Problem Statement
16th of Novemeber 2023
- Jens Kohnen and @Vamsi Putrevu will serve as chairs. It was agreed there is a need for OEM chair(s) in addition.
- It was agreed the next meeting will be on 14th of Dec. See Community Calendar for details.
- Charter was reviewed.
- It was agreed there is a need for clear problem statement(s) that this group intends to work on.
- Action Item: Participants will bring clear problem statements to the next meeting.
- The following areas of categorization were discussed:
- Feature on demand
- parking, fuel, charging - scale from vehicle platform
- vehicle as a platform - direct service provider
- It was suggested that the relationships between VSS and AOSP groups should be explored.
Overview
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